Goodwill Saving & Credit Co-operative Ltd.

Goodwill Saving and Credit Co-operative Ltd. was established under the cooperative Act 2048 (regd. no. 1777/065/066) by the authority of Nepal Government under the initiative of different industralist, Gorkhali group and very experienced people in the banking field.
It has been performing all its task from Chabahil, Kathmandu for the welfare of public.

This company is operated by very reputed and well experienced people. Since our country is suffering from the poverty, we are not able to raise our living standard.
Eventhough we have sufficient manpower and skill-oriented schemes due to lack of money we fail to perform any task.

So, finance plays very important role in the economic development of not only the people but the whole country. Goodwill Saving inspires the people to make the habbit of saving money for their future.
GSCC plans to provide strong financial support to those remote people who are keen interested to raise their life style with their creativity. GSCC has targeted to provide easy finincial support to farmers, labors, landless people, unemployed people, low-income grass-rooted people as well as those people who are really interested to achieve something in their life.

Goodwill Saving and Credit Co-operative Ltd. (GSCCL) has Rs.100,000,000.00 (Rs.Ten Million Only) share-capital and has aimed to transfer the share capital gradually into paid-up capital.

Goal

Goodwill Saving works for the welfare of the company’s shareholders and gives the quality and effective financial service to the public.
The main goal of Goodwill Saving is to pool together the savings of community and arrange for their productive use in different skill-oriented, cash-oriented, product-oriented and income generating skills for the better result.
It activates the idle money to the different productive areas. They supply the financial needs of modern business by various means to make people capable, independent and successful and establish them in the related field.
The main purpose of GSCC is to lessen the poverty of this country and remove the great unemployment problem.

GSCC wants to raise the living standard of people by investing its money in different educational and technical firms as well as in the departmental stores by encouraging the creativity and youth strength capability. It is also keen interested to invest in the health institution like nursing home to serve the people.

Management

Our well mannered management team is operating GSCCL successfully.

Very laborious, sincere, faithful and dutiful managemet team is always eager to serve its customers with very transparent accounting system, effective computerized software system.

To achieve our goal, Goodwill saving and Credit Limited has 5 members in adviser committe of industralist, Gorkhali group and very experienced people in the banking field.

1
Dal Bahadur Sunuwar
Britsh X-Army
Brunei 2330546

2
Krishna Thapa
Advocate

3
Lal Bahadur Sunuwar
Britsh X-Army

Different industralists, Gorkhali group and very experienced people in the banking field are in the Executive committee.

GSCCL has seven strong and capable members in executive committe.

Deposite Scheme

Saving Deposite:

A minimum balance of Rs. 1000.00 is required for saving deposit which pays an interest of 7.00% quarterly. One can withdraw maximum Rs 500000 in a day.

Goodwill Deposite:

A minimum balance of Rs. 20000.00 (Twenty Thousand Only) is required for Goodwill deposit which pays daily interest of 7%.

Continuous Deposite:

In Continuous deposit, an account of amount can be deposited daily, weekly or monthly as required.
After the completion of the maturity period, one can have the money back with its interest as mentioned.

Fixed Deposite:

GSCCL provides Fixed Deposit service. It means an account of amount deposited for certain period of time. GSCCL doesn't allow withdrawing the money before the maturity period. A minimum balance of Rs. 5000.00 is required for fixed deposit.

Loan

GSCCL provides loan according to the needs and demand of customers.
It provides different kinds of loan like industrial loan, hire purchase, housing loan etc. in various interest rates.

Trading Loan (Diminishing Rate)

1.
2.
3.
4.
5.
Industial / Business / Commercial Loan
Building Construction Loan
Domestic Loan
Hire Purchase Loan
Samuhik Jamani Loan (Flat Rate)

16.00%
16.00%
16.00%
16.00%
13.00%

Services

• Quick and easy money transactions.
• Door to door money collection from office, shop or house.
• Door to door money withdraw to office, shop or house.
• Interests are paid quarterly i.e. each three months.
• Transactions are kept perfectly in computerized system.